Why a Stablecoin Neobank

Why a Stablecoin Neobank Is the Next Evolution

Finance is transitioning from bank-centric systems to stablecoin-native architectures. The next generation of financial infrastructure will be built on:

• tokenized money

• programmable, compliant yield

• real-time cross-border liquidity

• compliance-first digital rails

• universal payment access via cards

• machine-native financial interfaces for autonomous systems

A Stablecoin Neobank represents the natural convergence of these layers, purpose-built not only for individuals and businesses, but also for software agents participating in the emerging agentic economy.

Zoth’s infrastructure is designed to remove fragmentation by delivering a unified financial stack:

• A Liquid Yield Asset backed by reserves issued through regulated financial structures

• Enterprise-grade tokenization infrastructure

• Instant global payments and remittance

• Real-time spendability via cards

• Automated treasury and liquidity routing

• Embedded KYC/AML/KYB enabling secure integration and scalable secondary market liquidity

• An autonomous financial framework that powers programmable transactions and intelligent capital management.

This positions Zoth as a Privacy-First Stablecoin Neobank for the Global South and the Agentic Economy, an integrated platform where digital assets, compliant yield, intelligent automation, and global payment rails converge into a single, interoperable system.