zPayments

Zoth Payments Limited is registered with FINTRAC as a money services business.

Prohibited Jurisdictions

Zoth Payments Limited does not onboard clients from, and does not process transactions originating from or bound for, the following jurisdictions:

• Democratic People's Republic of Korea (DPRK)

• Iran

• Myanmar

• Russia

This section also includes any jurisdiction subject to comprehensive sanctions under measures administered by the Government of Canada, the Office of Foreign Assets Control, the United Nations, the European Union, or HM Treasury, as those measures are amended from time to time.

Enhanced Due Diligence Jurisdictions (FATF Jurisdictions under Increased Monitoring)

Clients and transactions connected to the following 22 jurisdictions, identified by the Financial Action Task Force, are subject to enhanced due diligence and elevated risk scoring under the risk-based approach.

Middle East and Africa

• Angola

• Cameroon

• Côte d'Ivoire

• Democratic Republic of the Congo

• Iraq

• Kenya

• Kuwait

• Lebanon

• South Sudan

• Syria

• Yemen

Americas and Caribbean

• Bolivia

• Haiti

• Venezuela

• Virgin Islands (UK)

Europe

• Bosnia and Herzegovina

• Bulgaria

• Monaco

Asia and Pacific

• Lao People's Democratic Republic

• Nepal

• Papua New Guinea

• Vietnam

The list is as on this date source.

All Other Jurisdictions

Supported subject to standard know your business verification and ongoing monitoring.

Prohibited Industries and Sectors

Zoth Payments Limited does not onboard clients engaged in, or process transactions connected to, the following:

• Arms, ammunition, explosives, and defence manufacturing or distribution

• Unlicensed or unregulated money service businesses, money transmission, and digital asset exchange

• Cryptocurrency mixing, tumbling, and anonymising services

• Unlicensed or unauthorised gambling, gaming, lotteries, and betting

• Adult industry products and services

• Illegal drugs, controlled substances, and drug paraphernalia

• Counterfeit goods and infringement of intellectual property rights

• Multi level marketing, pyramid schemes, and predatory lending or investment schemes

• Shell corporations without a physical address or demonstrable business purpose

• Human trafficking, modern slavery, trafficking of wildlife or cultural artefacts, and environmental crime

• Hate groups and organisations promoting violence

• Any licensed activity carried out without the required licence

This list is representative and not exhaustive. Additional activities may be declined at the discretion of Zoth Payments Limited.

Changes to This Page

Zoth Payments Limited may amend the jurisdictions and industries set out on this page at any time.