# Zoth

## Zoth

- [The Zoth Ecosystem](https://docs.zoth.io/zoth/getting-started/the-zoth-ecosystem.md)
- [The Core Problem](https://docs.zoth.io/zoth/getting-started/the-core-problem.md)
- [Why a Stablecoin Neobank](https://docs.zoth.io/zoth/getting-started/why-a-stablecoin-neobank.md)
- [The Future of Money](https://docs.zoth.io/zoth/vision-and-mission/the-future-of-money.md)
- [Zoth’s Long-Term Mission](https://docs.zoth.io/zoth/vision-and-mission/zoths-long-term-mission.md)
- [A Five-Layered Integrated Financial Stack](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack.md)
- [Layer 1: Stablecoin Neobank Applications](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack/layer-1-stablecoin-neobank-applications.md)
- [Layer 2: Agentic Economy Solutions](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack/layer-2-agentic-economy-solutions.md)
- [Layer 3: Institutional Grade Technology Infrastructure](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack/layer-3-institutional-grade-technology-infrastructure.md)
- [Layer 4: Regulatory and Compliance Infrastructure](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack/layer-4-regulatory-and-compliance-infrastructure.md)
- [Layer 5: Zocta Points](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack/layer-5-zocta-points.md)
- [What are zVaults?](https://docs.zoth.io/zoth/zvaults/what-are-zvaults.md)
- [How to Make Your Yield Product Legally Compliant](https://docs.zoth.io/zoth/zvaults/how-to-make-your-yield-product-legally-compliant.md)
- [Architecture of zVaults](https://docs.zoth.io/zoth/zvaults/architecture-of-zvaults.md)
- [Contracts](https://docs.zoth.io/zoth/zvaults/architecture-of-zvaults/contracts.md)
- [Access Control](https://docs.zoth.io/zoth/zvaults/architecture-of-zvaults/access-control.md)
- [Core Flows of zVaults](https://docs.zoth.io/zoth/zvaults/core-flows-of-zvaults.md)
- [Deposit Flow](https://docs.zoth.io/zoth/zvaults/core-flows-of-zvaults/deposit-flow.md)
- [Redemption Flow](https://docs.zoth.io/zoth/zvaults/core-flows-of-zvaults/redemption-flow.md)
- [NAV Price Update Flow](https://docs.zoth.io/zoth/zvaults/core-flows-of-zvaults/nav-price-update-flow.md)
- [Contracts of zVaults](https://docs.zoth.io/zoth/zvaults/contracts-of-zvaults.md)
- [DepositVault](https://docs.zoth.io/zoth/zvaults/contracts-of-zvaults/depositvault.md)
- [RedemptionVault](https://docs.zoth.io/zoth/zvaults/contracts-of-zvaults/redemptionvault.md)
- [PriceOracle](https://docs.zoth.io/zoth/zvaults/contracts-of-zvaults/priceoracle.md)
- [zTOKEN](https://docs.zoth.io/zoth/zvaults/contracts-of-zvaults/ztoken.md)
- [ZothAccessControl](https://docs.zoth.io/zoth/zvaults/contracts-of-zvaults/zothaccesscontrol.md)
- [Gating in zVaults](https://docs.zoth.io/zoth/zvaults/gating-in-zvaults.md)
- [Greenlisting](https://docs.zoth.io/zoth/zvaults/gating-in-zvaults/greenlisting.md)
- [Blacklisting](https://docs.zoth.io/zoth/zvaults/gating-in-zvaults/blacklisting.md)
- [Security of zVaults](https://docs.zoth.io/zoth/zvaults/security-of-zvaults.md)
- [Contracts Security](https://docs.zoth.io/zoth/zvaults/security-of-zvaults/contracts-security.md)
- [Operational Security](https://docs.zoth.io/zoth/zvaults/security-of-zvaults/operational-security.md)
- [Audits of zVaults](https://docs.zoth.io/zoth/zvaults/audits-of-zvaults.md)
- [zOPAL - The first zVault](https://docs.zoth.io/zoth/zvaults/zopal-the-first-zvault.md)
- [What Are Zocta Points?](https://docs.zoth.io/zoth/zocta/what-are-zocta-points.md)
- [How to Collect Zocta Points?](https://docs.zoth.io/zoth/zocta/how-to-collect-zocta-points.md)
- [zOPAL Zocta Campaign](https://docs.zoth.io/zoth/zocta/zopal-zocta-campaign.md)
- [Earning Rates](https://docs.zoth.io/zoth/zocta/earning-rates.md)
- [How Referral Codes Work?](https://docs.zoth.io/zoth/zocta/how-referral-codes-work.md)
- [Where to Check Your Points](https://docs.zoth.io/zoth/zocta/where-to-check-your-points.md)
- [Locked Points and Maturity](https://docs.zoth.io/zoth/zocta/locked-points-and-maturity.md)
- [TVL Cap](https://docs.zoth.io/zoth/zocta/tvl-cap.md)
- [How to Redeem Zocta Points](https://docs.zoth.io/zoth/zocta/how-to-redeem-zocta-points.md)
- [Future Zocta Campaigns](https://docs.zoth.io/zoth/zocta/future-zocta-campaigns.md)
- [Important Notes](https://docs.zoth.io/zoth/zocta/important-notes.md)
- [Key Takeaways](https://docs.zoth.io/zoth/zocta/key-takeaways.md)
- [Token Utility](https://docs.zoth.io/zoth/usdzoth/token-utility.md)
- [Roadmap](https://docs.zoth.io/zoth/roadmap/roadmap.md)
- [The Dawn of Yield-Native Finance](https://docs.zoth.io/zoth/roadmap/the-dawn-of-yield-native-finance.md)
- [Overview: Defense-in-Depth Architecture](https://docs.zoth.io/zoth/security-and-risk-management-framework/overview-defense-in-depth-architecture.md)
- [Smart Contract Security](https://docs.zoth.io/zoth/security-and-risk-management-framework/smart-contract-security.md)
- [Oracle and Attestation Security](https://docs.zoth.io/zoth/security-and-risk-management-framework/oracle-and-attestation-security.md)
- [Liquidity Risk Management](https://docs.zoth.io/zoth/security-and-risk-management-framework/liquidity-risk-management.md)
- [Market and Financial Risks](https://docs.zoth.io/zoth/security-and-risk-management-framework/market-and-financial-risks.md)
- [Technical Infrastructure and Availability](https://docs.zoth.io/zoth/security-and-risk-management-framework/technical-infrastructure-and-availability.md)
- [Governance Risks](https://docs.zoth.io/zoth/legal-disclaimer/governance-risks.md)
- [Jurisdictions](https://docs.zoth.io/zoth/legal-disclaimer/jurisdictions.md)
- [User Responsibilities and Risk Disclosure](https://docs.zoth.io/zoth/legal-disclaimer/user-responsibilities-and-risk-disclosure.md)
- [Privacy Policy](https://docs.zoth.io/zoth/legal-disclaimer/privacy-policy.md)
- [Terms of Use](https://docs.zoth.io/zoth/legal-disclaimer/terms-of-use.md)
- [Terms of Use - zVaults](https://docs.zoth.io/zoth/legal-disclaimer/terms-of-use-zvaults.md)
- [Legal and Regulatory Risks](https://docs.zoth.io/zoth/legal-disclaimer/legal-and-regulatory-risks.md)
- [Anti-Money Laundering](https://docs.zoth.io/zoth/legal-disclaimer/anti-money-laundering.md): Introduction Anti-Money Laundering Policy and Counter-Terrorist Financing (CTF) Compliance
- [Brand Assets](https://docs.zoth.io/zoth/resources/brand-assets.md)
- [Official Links](https://docs.zoth.io/zoth/resources/official-links.md)
- [Overview](https://docs.zoth.io/zoth/getting-started-1/overview.md): The current state of RWAs is broken.
- [Why Zoth](https://docs.zoth.io/zoth/getting-started-1/why-zoth.md)
- [Our Values](https://docs.zoth.io/zoth/getting-started-1/our-values.md): No gatekeeping. No hidden agendas. No privileged access.
- [Zoth Protocol](https://docs.zoth.io/zoth/getting-started-1/zoth-protocol.md)
- [ZOTH Fi - Fixed Income Products](https://docs.zoth.io/zoth/getting-started-1/zoth-protocol/zoth-fi-fixed-income-products.md)
- [Atlas - Permissionless Gateway for RWAs](https://docs.zoth.io/zoth/getting-started-1/zoth-protocol/atlas-permissionless-gateway-for-rwas.md): Zoth Atlas is more than a platform, it’s a movement to redefine how communities interact with RWAs.
- [FAQs](https://docs.zoth.io/zoth/getting-started-1/faqs.md)
- [Glossary](https://docs.zoth.io/zoth/getting-started-1/glossary.md)
- [Fund-as-a-Service for Tokenization (FAAST)](https://docs.zoth.io/zoth/products/fund-as-a-service-for-tokenization-faast.md)
- [Who It's For?](https://docs.zoth.io/zoth/products/fund-as-a-service-for-tokenization-faast/who-its-for.md)
- [Why FAAST?](https://docs.zoth.io/zoth/products/fund-as-a-service-for-tokenization-faast/why-faast.md)
- [How It Works?](https://docs.zoth.io/zoth/products/fund-as-a-service-for-tokenization-faast/how-it-works.md)
- [FAQs](https://docs.zoth.io/zoth/products/fund-as-a-service-for-tokenization-faast/faqs.md)
- [ZeUSD - An Omni-chain, and Composable Stable Token](https://docs.zoth.io/zoth/products/zeusd-an-omni-chain-and-composable-stable-token.md)
- [Mechanics of ZeUSD](https://docs.zoth.io/zoth/products/zeusd-an-omni-chain-and-composable-stable-token/mechanics-of-zeusd.md)
- [Minting Reward and Withdrawal Fees](https://docs.zoth.io/zoth/products/zeusd-an-omni-chain-and-composable-stable-token/minting-reward-and-withdrawal-fees.md)
- [Add ZeUSD to Metamask](https://docs.zoth.io/zoth/products/zeusd-an-omni-chain-and-composable-stable-token/add-zeusd-to-metamask.md)
- [Payx7](https://docs.zoth.io/zoth/products/payx7.md)
- [How it Works?](https://docs.zoth.io/zoth/products/payx7/how-it-works.md)
- [FAQs](https://docs.zoth.io/zoth/products/payx7/faqs.md)
- [Stablecoin Studio](https://docs.zoth.io/zoth/products/stablecoin-studio.md)
- [ZeUSD Debt Position (ZeDP)](https://docs.zoth.io/zoth/products/zeusd-debt-position-zedp.md)
- [Zoth Tokenized Liquid Notes Prime (ZTLN-P)](https://docs.zoth.io/zoth/products/zoth-tokenized-liquid-notes-prime-ztln-p.md)
- [Zoth Secure Trade Finance - ZSTF](https://docs.zoth.io/zoth/products/zoth-secure-trade-finance-zstf.md)
- [Invest in ZSTF](https://docs.zoth.io/zoth/products/zoth-secure-trade-finance-zstf/invest-in-zstf.md)
- [Zoth Rewards](https://docs.zoth.io/zoth/products/zoth-rewards.md)
- [ZOTH Token](https://docs.zoth.io/zoth/products/zoth-token.md)
- [Architecture](https://docs.zoth.io/zoth/tech-center/architecture.md): Explore the detailed architecture of our Solidity contracts, designed for scalability, transparency, and seamless integration.
- [LTV Mechanism](https://docs.zoth.io/zoth/tech-center/ltv-mechanism.md)
- [Smart Contracts](https://docs.zoth.io/zoth/tech-center/smart-contracts.md)
- [ZeUSD Token](https://docs.zoth.io/zoth/tech-center/smart-contracts/zeusd-token.md)
- [ZeUSD Router V2](https://docs.zoth.io/zoth/tech-center/smart-contracts/zeusd-router-v2.md)
- [Vault System Architecture](https://docs.zoth.io/zoth/tech-center/smart-contracts/vault-system-architecture.md): Protocol's Central Registry and Price Coordinator
- [Vaults](https://docs.zoth.io/zoth/tech-center/smart-contracts/vaults.md)
- [Eligible Real World Assets](https://docs.zoth.io/zoth/tech-center/eligible-real-world-assets.md)
- [USYC (By Hashnote)](https://docs.zoth.io/zoth/tech-center/eligible-real-world-assets/usyc-by-hashnote.md)
- [USD0++ (By Usual Money)](https://docs.zoth.io/zoth/tech-center/eligible-real-world-assets/usd0++-by-usual-money.md)
- [TBILL (By OpenEden)](https://docs.zoth.io/zoth/tech-center/eligible-real-world-assets/tbill-by-openeden.md)
- [wSTBT (By MatrixDock)](https://docs.zoth.io/zoth/tech-center/eligible-real-world-assets/wstbt-by-matrixdock.md)
- [Wrapped $M (By M0)](https://docs.zoth.io/zoth/tech-center/eligible-real-world-assets/wrapped-usdm-by-m0.md)
- [Contract Deployments](https://docs.zoth.io/zoth/tech-center/contract-deployments.md): This page serves as a centralized hub for all our smart contract deployments, allowing you to effortlessly verify their authenticity.
- [ZTLN-P](https://docs.zoth.io/zoth/legal/ztln-p.md)
- [Legal Disclaimer](https://docs.zoth.io/zoth/legal/ztln-p/legal-disclaimer.md)
- [Terms of Use](https://docs.zoth.io/zoth/legal/ztln-p/terms-of-use.md)
- [Privacy Policy](https://docs.zoth.io/zoth/legal/ztln-p/privacy-policy.md): Please read this privacy policy carefully, as it contains important information and affects your legal rights.
- [ZSTF](https://docs.zoth.io/zoth/legal/zstf.md)
- [Onboarding Disclaimer](https://docs.zoth.io/zoth/legal/zstf/onboarding-disclaimer.md)
- [Legal FAQs](https://docs.zoth.io/zoth/legal/zstf/readme.md)
- [Anti-Money Laundering Policy](https://docs.zoth.io/zoth/legal/anti-money-laundering-policy.md): Anti-Money Laundering Policy and Counter-Terrorist Financing (CTF) Compliance
- [Privacy Policy](https://docs.zoth.io/zoth/legal/privacy-policy.md)
- [Terms of Use](https://docs.zoth.io/zoth/legal/terms-of-use.md)
- [Risk Disclosure](https://docs.zoth.io/zoth/legal/risk-disclosure.md): Business Risk Disclosure & Limited Liability
- [ZeUSD](https://docs.zoth.io/zoth/legal/zeusd.md)
- [Terms and Conditions](https://docs.zoth.io/zoth/legal/zeusd/terms-and-conditions.md)
- [Brand Assets](https://docs.zoth.io/zoth/resources-1/brand-assets.md)
- [Official links](https://docs.zoth.io/zoth/resources-1/official-links.md): Please find all the official links here:
- [Audits](https://docs.zoth.io/zoth/resources-1/audits.md): At Zoth, we rigorously audit our smart contracts to ensure maximum security. Check our audit reports below:
- [ZeUSD Risks and Mitigation Strategies](https://docs.zoth.io/zoth/resources-1/zeusd-risks-and-mitigation-strategies.md)
- [Zoth Security Framework](https://docs.zoth.io/zoth/resources-1/zeusd-risks-and-mitigation-strategies/zoth-security-framework.md)
- [Onchain Data](https://docs.zoth.io/zoth/resources-1/onchain-data.md): Onchain Metrics of Zoth Protocol