# Payx7

## Introduction

The fastest way to move money across borders. Payx7 is next-generation remittance infrastructure that plugs into licensed partners in each country to move funds faster in a secure & compliant manner, at lower cost, and with full visibility. Most transfers complete in seconds, with fees cut down to ZERO instead of 4–6%.

## Who it’s for?

Payx7 is designed for B2B partners who want faster, cheaper, and more transparent international settlement:

* **Money Transfer Agents (MTAs) -** Digital players and retail exchange shops.
* **Payroll & WPS Providers** - Bulk salary payouts for migrant workers.
* **SMEs & Corporates** - Importers/exporters needing predictable supplier payments.
* **Fintechs & PSPs** - Platforms integrating global payouts via APIs.

## Why Payx7?

Businesses choose Payx7 because it solves the biggest pain points of legacy remittance systems:

* **Faster Settlement** - Near-instant transfers; typically completed in seconds.
* **Lower Costs** - Reduce transaction costs to ZERO, vs. 4-6% via banks/SWIFT.
* **Smart Routing Engine** - Routes transactions to the best OTC partner in real time based on FX rate, partner fees, and SLA.
* **Regulatory Compliance** - Built with AML, KYC, and FIU-aligned processes at the core.
* **Plug-and-Play Simplicity** - Simple APIs and dashboards; no UI replacement needed.
* **Full Transparency** - Bank deposit reference, on-chain transaction hash, and payout confirmation for every transaction.<br>

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