> For the complete documentation index, see [llms.txt](https://docs.zoth.io/zoth/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zoth.io/zoth/the-hierarchical-architecture.md).

# The Hierarchical Architecture

- [A Five-Layered Integrated Financial Stack](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack.md)
- [Layer 1: Stablecoin Neobank Applications](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack/layer-1-stablecoin-neobank-applications.md)
- [Layer 2: Agentic Economy Solutions](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack/layer-2-agentic-economy-solutions.md)
- [Layer 3: Institutional Grade Technology Infrastructure](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack/layer-3-institutional-grade-technology-infrastructure.md)
- [Layer 4: Regulatory and Compliance Infrastructure](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack/layer-4-regulatory-and-compliance-infrastructure.md)
- [Layer 5: Zocta Points](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack/layer-5-zocta-points.md)