> For the complete documentation index, see [llms.txt](https://docs.zoth.io/zoth/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zoth.io/zoth/the-hierarchical-architecture/a-five-layered-integrated-financial-stack/layer-2-agentic-economy-solutions.md).

# Layer 2: Agentic Economy Solutions

The second layer powers the machine-native financial layer of the Zoth ecosystem, purpose-built for the emerging Agentic Economy, where autonomous systems are becoming active financial participants.

At the core of this layer is Zocta, Zoth’s built-in AI agent, designed to operate natively within the platform to execute financial tasks, coordinate transactions, and interact with the broader ecosystem on behalf of enterprises, institutions, and authorized participants.

Beyond Zocta, Zoth provides the tools and infrastructure for businesses and developers to build and deploy custom agents, enabling private, programmable, and autonomous financial workflows across payments, treasury operations, and capital coordination.

Underpinning this layer is Zoth’s agentic payment infrastructure and broader Agentic Economy Infrastructure, the privacy-preserving settlement, payment, and compliance rails that allow autonomous systems to transact, settle, and operate financially at scale, across borders, and within policy and compliance controls.

As AI-driven automation reshapes how businesses and institutions operate, Layer 2 ensures Zoth is not simply compatible with the Agentic Economy; it is designed to provide the financial infrastructure that powers it.

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