# How Users Earn Zocta Points?

Users accumulate Zocta Points by performing high-value, ecosystem-positive actions, including:

* Holding, using, or transacting with USDZe
* Spending through Zoth Cards
* On-ramping, off-ramping, and cross-border payment activity
* Referrals, account milestones, and verified partner activity
* Maintaining consistent usage and activity streaks over time

Together, Zocta Points act as the connective tissue across the Zoth ecosystem —aligning user behavior with platform growth while creating a durable, engagement-driven loyalty layer across the ecosystem.<br>

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