ZSTF
Is Accredited Investor status required to participate in ZTSF pools?
Yes, Accredited Investor status is mandatory to participate in ZTSF.
Can users onboard using a wallet?
Zoth supports onboarding through the MetaMask wallet. Our roadmap also includes expanding onboarding through other wallet providers.
What is the currency of the loans?
All loans are in USDC. We are planning on allowing support for other cryptocurrencies as well.
What is the underlying collateral?
Borrowers on the protocol submit RWAs validated by Zoth validators as collateral.
What happens if a Borrower defaults?
For instance, Invoice factoring deals are insured 90% by leading credit insurance companies. Zoth provides a 10% first-loss guarantee for end-to-end coverage.
What are the deals available on Zoth?
Introducing our highly anticipated private credit opportunity! Invest in premium USD receivables from renowned corporations like Walmart, IKEA, Urban Outfitters, and more. Our factoring company purchases short-term invoices at a discount and profits by collecting the full amount
Type: Private Credit
Invoice Factoring
Pool Capacity: 200,000 USDC
Average Yield in APR: 12%
Loan Duration: 90 days
How do you avoid the signed RWA being collateralized on different platforms multiple times?
We currently work with trusted intermediaries and credit scoring companies who essentially validate if the collateral has already been collateralized. We also ensure we have proper documentation and also rigorous due diligence done on the borrowers and collaterals on the pool.
Can the collaterals be redeemed?
The collaterals cannot be redeemed until the loan tenure is matured. The only way to redeem the collateral is by paying off the loan that was issued.
Last updated