How it Works?

Payx7 orchestrates your entire cross-border payment flow in four simple steps:

  1. Request

    1. Businesses onboard via Payx7’s secure, KYC/KYB-compliant process.

    2. Sub-accounts are issued by licensed partners.

  2. Route

    1. Smart Routing Engine finds the most efficient path across OTC liquidity partners.

    2. Chooses route based on best FX spread, lowest cost, and SLA guarantees.

  3. Settle

    1. Funds are cleared through licensed financial partners.

    2. All legs monitored for SLA compliance.

  4. Deposit

    1. Beneficiary account credited in local currency.

    2. Initiator receives real-time status + artifacts (bank UTR, on-chain hash, payout confirmation).

What do you get with Payx7?

  • End-to-End Remittance in Minutes - Currency conversion cleared and visible in near real time.

  • Automated KYC/KYB - Fast onboarding with compliance baked in.

  • Smart Routing & Treasury Orchestration - Always optimal path and liquidity usage.

  • Real-Time Updates - Status tracking at every leg of the journey.

  • Full Audit Trail - Immutable records: bank references, blockchain hashes, payout proofs.

  • Ops Dashboard + API - Partners get both a simple dashboard and developer APIs.

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